Yes, you're right. The Audigy produces a muddy sound. I've read a few threads on best sound cards/audio interfaces, but what is your recommendation?
I have a PC P4 @ 3.06GHz with hyperthreading, 1 gig of RAM, 120-meg HD. I record acoustic music, mainly bluegrass and folk music, doing multiple tracks all by myself AND a 5-piece band, which I'd like to have individual inputs for (though enough inputs for 5 instruments and 4 vocals may be more than I can afford). I use Adobe Audition
for recording, editing, etc.